Credit Underwriter Jobs in the United States
KORT Payments
Irvine, CA
This role plays a critical leadership position within the underwriting function, providing subject-matter expertise on both high- and low-risk merchants, supporting policy development, and driving continuous improvement in underwriting workflows, controls, and service levels. As a Senior Credit Underwriter, you will: Independently underwrite complex merchant payment processing applications, including high-risk, restricted, and newly emerging business models .
Metropolitan Commercial Bank
$150000 - $185000
New York City, NY
Metropolitan Commercial Bank (the "Bank") is a New York City based full-service commercial bank that provides a broad range of business, commercial and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities and local government entities. The Bank finished ninth in S&P Global Market Intelligence's annual ranking of the best-performing community banks with assets between $3 billion and $10 billion for 2022 and eighth among top-performing community banks in the Northeast region for 2022.
Metropolitan Commercial Bank
$110000 - $130000
New York City, NY
The Bank provides a broad range of business, commercial, and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities, and local government entities. Multi-Family, Mixed-Use, Office, Industrial, Retail, Hospitality, Charter Schools, Construction) with an emphasis on transitional loans, leading underwriting for straight forward loans and with senior support provided for the more complex transactions.
PACE
$85000 - $105000
Los Angeles, CA
Now, in addition to job training and employment services, significant PACE programs encompass: Business Development; Early Childhood Education (Head Start); Financial Education and Asset Building; Housing and Rehabilitation Services; Weatherization and Energy-conservation programs; and Affordable Housing Development. Under the supervision and direction of the LoanManager, the Senior Credit Underwriter will assist in the loan underwriting process, support loan guarantee assessments, and help with loan and servicing activities to ensure that all program performance outcomes and requirements are met and exceeded.
Newtek One
$80000 - $130000
null, null
Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market.
BOK Financial
$100000 - $130000
Tulsa, OK
Job Description The Credit Products Underwriter III - Commercial is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Req ID:76426 Location:Denver -DEN, Phoenix -PHOE Areas of Interest:Commercial Banking; Commercial Credit Analyst; Commercial Credit Underwriter Pay Transparency Salary Range:$100,000 - $130,000 Application Deadline:06/30/2025 BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc.
EagleBank
$84757 - $137443.2
Bethesda, Maryland
Bachelor’s Degree in Arts/Sciences (BA/BS) in Business, Finance, Economics or related field in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training. Responsibilities: The Commercial Credit Underwriter III underwrites new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility.
Bok Financial
Scottsdale, AZ
The Credit Products Underwriter I - Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. The majority of your time will be spent conducting credit analysis to finance multiple business endeavors including; investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee.
Suncoast Credit Union
$79000 - $119000
Tampa, Florida
Key responsibilities include reviewing and analyzing file information such as CPA quality financials, tax returns, credit reports, appraisals, other research, and market data. Wellness: Medical Coverage, Dental and Vision Coverage, Access to 4,000+ Gyms, Mental Health Resources, PTO Wellness Days, Short Term and Long Term Disability Coverage.
LendingOne
Boca Raton, FL
Headquartered in sunny Boca Raton, FL, with additional offices in Charlotte, NC and Great Neck, NY, we’ve funded over $7 billion in real estate capital and earned recognition as one of the Sun Sentinel’s Top Workplaces—four years running! As a direct private lender—not a broker, not a bank—we specialize in business-purpose mortgage loans for real estate investors, including fix-and-flip bridge loans and long-term rental financing.
Newtek One
$80000 - $130000
null, null
Newtek's and its subsidiaries' business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, Electronic Payment Processing, Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting), eCommerce, Accounts Receivable Financing & Inventory Financing, Insurance Solutions, Web Services, and Payroll and Benefits Solutions. NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries, provides a wide range of business and financial solutions under the Newtek® brand to the small- and medium-sized business ("SMB") market.
C&F Bank
Toano, Virginia
You will use sound and consistent underwriting and management of risk while balancing loan growth, credit quality, ensuring all Bank policy and government compliance needs are met, and that all customers - internal and external - receive the best service possible. Overview: As a Consumer Underwriter/Credit Analyst, you will be primarily responsible for underwriting consumer and residential real estate loans from the Bank’s retail branches.
Huntington
Columbus, OH
The Credit Portfolio Risk Analyst, Senior (BIN Sponsorship) services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other colleagues to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
Huntington National Bank
Columbus, OH
Summary: The Credit Portfolio Risk Analyst, Senior (BIN Sponsorship) services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles. + As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other colleagues to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
Northpoint Commercial Finance
Alpharetta, GA
Utilize common sense and a sound understanding of accounting principles to lessen the risks of relying on internally-prepared financial statements that lack independent testing. The candidate must have effective written and oral communication skills, including having the ability to write concise and impactful reviews centered around the cash cycle of a dealership.
Workway
$65000 - $80000
Grapevine, TX
The Commercial Underwriter will serve an integral role within the team via their underwriting of new loan requests; monitoring of the credit risk inherent in the existing portfolio; completion of annual reviews; as well as various ad hoc projects. Your specific duties will include:Prepare and review financial spreads and cash flow analysis' to ascertain the viability of incoming loan requests and/or the ongoing viability of existing loans.
Jobot
$90000 - $95000
Avon, CT
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The ideal candidate is comfortable evaluating complex loan scenarios, mitigating risk, and ensuring strict adherence to VA, FHA (including 203(k)), and Conventional underwriting guidelines.
NuvoLogic Consulting
McLean, VA
Review, analyze, or conduct underwriting due diligence for residential healthcare facilities to include review of: Appraisals of residential healthcare facilities, Physical condition reports of residential healthcare facilities, Credit histories and determining credit worthiness of multifamily borrowers, operators, and/or management agents, Financial statements of properties and participants, Quality of care issues/professional liability insurance in residential healthcare facilities. Our services include risk management; business analytics and data science to help management make insightful decisions; quantitative analysis developing financial and predictive models; internal controls, compliance and governance to ensure processes align with regulatory guidance; and process modernization to enhance, streamline and optimize processes.
Hire Up Staffing Services
Fresno, CA
We are seeking an experienced Mortgage Underwriter to evaluate residential loan applications in accordance with agency and investor guidelines. 35+ years of recent mortgage underwriting experience (retail, wholesale, or correspondent) .
IH Mississippi Valley Credit Union
Moline, IL
Check out our careers page for more information including benefits www.ihmvcu.org/careers Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; Lifting Demands: Up to 10 lbs.
Conveyance
Chicago, IL
This role includes spreading financial statements, assigning risk ratings, preparing exception reporting, and ensuring compliance with internal credit policies and regulatory guidelines. This individual operates at a high level of autonomy, handling complex credits, working efficiently, and resolving issues independently.
MIDLAND FEDERAL SAVINGS AND LOAN ASSOCIATION
BRIDGEVIEW, IL
As a Mortgage DE Underwriter, you will play a crucial role in evaluating and approving loan applications, ensuring that all documentation is accurate, complete, and meets the established guidelines. Join our team and contribute to our mission of helping families achieve their dream of homeownership while ensuring the integrity and quality of our lending process.
Wells Fargo
$139000 - $260000
CHARLOTTE, NC
The Job will encompass a variety of unsecured and secured lending financing products including Key Accounts Purchase Programs (KAP), Supplier Finance Programs (SF), factoring, and ABL facilities, and will partner with Relationship Managers and Independent Risk Management to oversee the execution of credit related functions and portfolio support for SCF products. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
First Central Saving Bank
Glen Cove, NY
Ability to create interpret and understand tax returns, financial statements, personal financial statements, accounts receivable aging schedules, rent rolls, etc. The Commercial Loan Underwriter will evaluate the credit worthiness of clients and determine their ability to repay loans and lines of credit.
CapSpecialty
$82240 - $118220
Concord, CA
CapSpecialty is seeking an Underwriter for our West Coast Surety Team who will generate profitable commercial Surety & Fidelity business by managing the book of business through underwriting assigned territory, building working relationships with agents and co-workers, and participating in account underwriting and manager’s meetings. By working with select partners through a limited distribution model, CapSpecialty's creative, hard-working team provides personalized service and cultivates mutually successful partnerships to deliver positive results.
BritePros Medical Staffing
$130000
Houston, Texas
Conducting a thorough review of balance sheets, income statements, cash flow statements, tax returns, business plans, and projections presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt. Collecting and analyzing financial data, financial condition, and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio, and industry analysis.
BritePros Medical Staffing
$165000
Chicago, Illinois
CRE Commercial Underwriter responsibilities include:Conduct in depth review of rent rolls, leases, income statements, CoStar, appraisal reports, environmental reports, guarantor financials, and other financial information to determine, independently that the borrower can generate income and cash flow sufficient to repay existing and proposed debt. Independently prepare well written approval presentations, including what is being requested, why it is being requested, analysis of the property’s market and location, the background and history of the sponsor, and key risks and mitigating factors.
BritePros Medical Staffing
$110000
Memphis, Tennessee
Mortgage Underwriter/Operations Supervisor responsibilities include:Overseeing the day-to-day loan production activities of first and second mortgages and departmental oversight, including vendor management, internal control and process monitoring, and quality checks. Contributing expertise in his/her assigned area, executes deliverables and ensures that the Project Team completes project deliverables as outlined based on the project scope and business requirements.
BritePros Medical Staffing
$80000
Brookfield, Wisconsin
Minimum of three years’ experience of FNMA and FHLMC and underwriting guidelines, as well as conventional investors, state and local bond programs, and private mortgage insurers. Perform a detailed review of appraisals for one-to-four family residential properties to determine the acceptability of security for portfolio loans and loans sold to investors.
Village Capital & Investment
Henderson, NV
Analyze residential mortgage loan applications including credit reports, income documentation, asset statements, property appraisals, and other supporting documents. Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners.
Village Capital & Investment
null, null
We specialize in FHA, VA, and USDA loan programs and are committed to delivering a fast, efficient, and high-quality mortgage experience to our customers and business partners. Work closely with processors, originators, and closing teams to obtain required documentation and clear loan conditions.
Jobot
$100000 - $120000
Queens, NY
We are a fast-growing, nationwide direct mortgage lender licensed in 49 states, specializing in a broad range of mortgage solutions including Prime Jumbo, Non-QM, DSCR (rental cash flow), and Agency loans. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
MRINetwork Jobs
Linden, PA
As a Residential Mortgage Underwriter, you will be responsible for accurately and efficiently underwriting and proactively managing a pipeline of residential mortgage loans, maintaining routine and thorough communications with internal employees, business partners, as well as timely follow-up and response. This growing, financially sound bank is looking for someone committed to delivering the highest level of customer service, who will take responsibility for resolving issues that could delay a closing, and is a great communicator.
Coyote Technical & Executive Sourcing
Los Angeles, CA
Knowledgeable of industry changes, legal updates and technical developments related to applicable area of the Company’s business to proactively respond to changing business environment. • Minimum of two years of relevant and progressive surety bond underwriting experience that includes a strong working knowledge of state laws and operating procedures.
Ryan Specialty Group
Richmond, Virginia
The Binding Authority Underwriter is responsible for developing and maintaining the book of business by assessing and analyzing insurance risks, determining coverage terms as per binding authority underwriting guidelines and building relationships with internal and external stakeholders. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities.
Spring EQ LLC
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Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. The Mortgage Underwriter - TPO is responsible for underwriting residential mortgage loan applications that are submitted through third-party origination (TPO) channels, including mortgage brokers and correspondent lenders.
AmTrust Financial Services, Inc.
$120000 - $155000
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We specialize in niche markets, including warranty, credit, renters, travel and other specialty markets, offering exceptional risk management expertise and customer-focused service. AmTrust Warranty & Specialty Risk is a leading provider of Specialty Lines Insurance products, delivering innovative and tailored solutions to meet the unique needs of our clients.
Toll Brothers, Inc.
Fort Washington, PA
Tasks include a complete review of the credit, income, asset, and collateral to be financed for acceptable type, risk, and value, to ensure overall qualification for, and strict compliance with, specific product/program criteria for the loan program under which the loan application was taken, and the loan is intended to close. We are a subsidiary of Toll Brothers, Inc. (NYSE=TOL), the leading luxury home builder in the U.S. TBI Mortgage, America's Luxury Home Lender, provides home financing to buyers of Toll Brothers homes as well as to other clients.
Celtic Bank
Salt Lake City, UT
Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. The Energy, Infrastructure, & Project Finance underwriter is responsible for leading all aspects of the underwriting process for complex energy, infrastructure, and project finance loans and investments, including Shared National Credits (SNC).
Huntington
$70000 - $140000
Greenville, SC
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
MRINetwork Jobs
Santa Rosa, CA
Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover. Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines.
Hudson Valley Credit Union
$68672.97 - $86683.59
Poughkeepsie, New York
The J.G. Wentworth Company
Chesterbrook, Pennsylvania
Responsibilities: Review submitted applications, credit reports, financial statements, and other supporting documents to analyze creditworthiness, income stability, assets, liabilities, and overall risk profile. Review property valuations, appraisals, inspection report, and market data to confirm collateral adequacy and assess risks specific to Home Equity Investment products.
LTD Global
Livermore, CA
Reporting to the Special Assets Manager, the Senior Special Assets C&I Underwriter is responsible for underwriting and managing adversely graded loans within the Bank’s classified loan portfolio. Possess a strong understanding of business and other economic issues to logically assess and analyze the potential risks of problem credits so as to resolve them in an efficient and professional manner.
Gradient Mortgage Capital
Fort Lauderdale, FL
This role requires hands-on experience underwriting small balance commercial loans, as the complexity and nuance of this market demand a deep understanding of borrower profiles, property types, cash-flow analysis, and SBCRE-specific risk drivers. Proven experience independently underwriting, structuring, and decisioning SBC loans across common property types, including multifamily, mixed-use, retail, office, industrial, and special-purpose assets.
Celtic Bank
Salt Lake City, UT
Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. Celtic Bank gives underwriters the opportunity to gain deep commercial credit knowledge and broad experience across a range of different industries and business types.
UNMB Home Loans Inc
Levittown, NY
Analyze mortgage loan files, which includes customer's application, income documentation, appraisal and title reports, to ensure compliance with the company's policies, as well as state and federal regulations. Provide support to Loan Officers and Relationship Managers regarding questions and/or clarification of inquiries, loan files, and underwriting guidelines.
V.I.P. Mortgage Inc.
Scottsdale, AZ
Dexterity of hands and fingers to operate a computer keyboard, reaching overhead, above the shouldersand horizontally, bending at the waist, climbing, kneeling, and stooping for installation of hardwareandhearing and speaking tocommunicate and provide information toothers. Underwrite 2–3+ new loans per day depending on file type, balancing speed and accuracy to supportvolume and operational flow, leveraging tools like Candor to streamline eligible loan files.
Jobot
$100000 - $125000
Shoreline, WA
Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We are a relationship-driven financial institution committed to delivering sound credit solutions, strong risk management, and exceptional client service.
First Western
$38.47 - $57.7
Denver, CO
The Mortgage Underwriter III evaluates and renders credit decisions on 1–4 family residential mortgage loans across Jumbo, Conventional, Government, USDA Rural Housing, and Bank portfolio programs while ensuring compliance with investor, agency, and Bank policies. You thrive in a fast‑paced, high‑volume environment, collaborate naturally with loan officers and processors, and bring strong analytical skills with a calm, solutions‑oriented mindset.